Explore different strategies and spending choices to plan a more confident retirement.
PROJECTED SUCCESS
95%
chance
Your money is likely to last all 30 years.
Portfolio at retirement
$1,750,000
$1m – $10m
Annual spending in retirement
$70,000
$50k – $500k
Barista FIRE — extra yearly income
none
$0 – $200k
Retirement length
30 years
20 – 60 yrs
STRATEGY
Choose how your portfolio is invested.
PROJECTED OUTCOMES
Inflation-adjusted (real) dollars — every balance is already converted to today's purchasing power. Move your finger / cursor over the chart to read exact odds.
likelihood of ending heremedianran out
A "$2.5M" ending balance buys what $2.5M buys today — each simulated history's inflation has been removed. Nominal (unadjusted) balances would look far larger but mean less.
BALANCE OVER TIME
The likely range of your portfolio's real (inflation-adjusted) value through retirement — move your finger / cursor to read any year
10th–90th pct25th–75th pctmedian
SURVIVAL CHART (PROBABILITY)
Likelihood your portfolio lasts — move your finger / cursor to read any year
reshuffled historiesactual history, every start year